BUYING A HOME
Whether you’re buying your first home or your next home, we can help you to get the best home loan for your needs.
Your financing needs deserve the care of a specialist. We offer no stress finance and straight talking, so you can save time and go back to what you do best.
Most banks’ lending models are set up to process all customers through the same funnel. We believe that no two individuals are the same. We go to lengths to understand exactly what you want and need, and we can advise you on which loans will best suit your needs. We present a case on your behalf and ensure that you get the best deal possible.
FIRST HOME BUYER
Buying your first property is one of the biggest decisions you’ll ever make.
We provide you with the basic facts and options in a clear and easy to understand manner. Whether this involves a parental guarantee, low savings loan, high LVR or simply the best rate, we will get you the deal that best suits your individual circumstances.
NEXT HOME BUYER
As life moves on, family and needs grow, as well as the need for more space.
You will likely start to look at bigger properties to suit your changing circumstances. Trading up or trading down are both significant stages in life. We will provide you with advice at every step by letting you know what’s possible.
THE BEST CALCULATOR IS YOUR BROKER
Contact us for a more accurate assessment and find out what's possible.
NEW HOME & RENOVATION
Ben and Jessie were looking to trade-up. Ben is an electrician in the Northern Beaches, Sydney. His wife, Jessie, works in Marketing and is on extended maternity leave. They bought their first home five years ago. The family has grown and needed a bigger home. They found an ideal place, but it needed renovation work.
As a tradie, Ben’s experience of banks has been consistently poor. Not only would they not give him a straight answer, they made him take time off work to gather endless heaps of paperwork for even the simplest of things.
The problem they also faced was that banks don’t lend for future renovations when buying a property. Banks will generally only lend up to 80% of current property value, but Jessie and Ben needed and additional $200,000 for repairs and renovation.
They also needed part of the cash from the sale of their first home for Stamp Duty and other taxes.
We managed to get them a loan that allowed them to buy the new home, borrow to renovate, and also keep and rent their first property. The existing equity, as well as the new source of rental income allowed them to borrow more than they previously thought possible. In addition, we found them a lender that would accept Jessie’s income while on maternity leave.
REFER A FRIEND
AND GET $500
When you refer a friend, and they subsequently do business with us, you will receive $500 as a thank you.
We respect your confidentiality and will never disclose your information to a third party. We comply with all the Privacy Laws of Australia. Should you have any queries with regards to this, please do not hesitate to contact us.
READ WHAT THEY SAY ABOUT US
The HomeBuilder scheme, a housing stimulus package of $25,000 for owner-occupiers to build a new home or renovate their existing house has just been announced by the federal government. The total value of the package is estimated to be $688 million, allowing for...
With interest rates at an all-time low, and many lender’s fixed rates lower than their variable options, locking in an interest rate on your home loan to guard against possible future fluctuation may be attractive. However, it pays to know the ins and outs of...
If you are finding it tough to meet your current financial obligations or you are just interested in reviewing your current home loan, then you are not alone. Mortgage brokers stand ready and able to assist with your options during this difficult time. Turbulent does...
There is more to selling your home than putting up a ‘For Sale’ sign on your front lawn. Here are the first things you should check off your list to help you get a favourable result from your investment and to ensure the process runs as smoothly as possible. ...
1. Construction Loans are different to traditional home loans Construction loans are designed to allow you the ability to build your dream home, but also to mitigate risks of project blow-out and delays. Every bank has different policies but generally you shouldn’t...
You may have an investment property that you plan to renovate, or it may be your own house. Once the renovation is finalised, it is a good idea to get your property re-valuated. Here’s why: Let’s say the property’s original value was $1M and your loan is 80% of the...
TO KNOW WHAT'S POSSIBLE