REFINANCING YOUR HOME
Successful people adapt to the changes and find new opportunities. Let us help you identify those opportunities to make your life easier.
There are now more alternatives to mainstream bank products than at any time before, and more lenders available.
Whether you want to refinance your investment property or your home loan, we can find the best option for your needs.
Are you looking for a better deal? Your life never stops and your circumstances change with life. It wasn’t long ago that even the thought of switching your mortgage between banks was painful.
Not only was it difficult, but often too expensive to make it worthwhile due to charges and fees. The last ten to fifteen years of change in Australian lending and banking has meant that switching home loans has never been easier. Some banks are even offering cash incentives to move your loan to them.
Australian Mortgage Corporation offers a Free Loan Health Check, where we review your current loans and see if you could get a better rate or reduced fees.
If you feel that your loan is no longer right for you, or if you simply would like to know if you could be getting a better deal, contact us to find out more.
THE BEST CALCULATOR IS YOUR BROKER
Contact us for a more accurate assessment and find out what's possible.
REFINANCE TO GET AN OPTIMAL STRUCTURE
Dr. Frank and Prof. Emma are two medical professionals in QLD. While they were both on good salaries, as medical professionals the pressures on their time was ever-increasing, and neither seemed to be able to stop and seek out professional advice.
They had a home loan of $1.25m. They had two investment loans of $200,000 and $40,000. They also had car loans of $120,000 and $40,000, which had both balloon payments of 30% of the car value due to fall in 2 years.
They knew that they couldn’t afford to sustain the debts and found they were falling further and further behind each month.
By refinancing the home loan for a better rate over the same remaining term of 22 years, as well as refinancing the car debt, over 5 years, which was the useful life remaining of both vehicles, we managed to save them $1,600 per month in outgoings.
In addition, the new lender gave them $1,800 simply for bringing their loan to them!
A better rate is very easy for any broker. However, what separates good brokers from bad brokers is the recommendation of an optimal structure.
REFER A FRIEND
AND GET $500
When you refer a friend, and they subsequently do business with us, you will receive $500 as a thank you.
We respect your confidentiality and will never disclose your information to a third party. We comply with all the Privacy Laws of Australia. Should you have any queries with regards to this, please do not hesitate to contact us.
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TO KNOW WHAT'S POSSIBLE